:root{--bg:#f5f6fa;--panel:#fff;--ink:#111827;--muted:#6b7280;--line:#e5e7eb;--brand:#0b3aa4;--brand-2:#082c80;--brand-deep:#06185a;--brand-soft:#e8eefb;--gold:#c8901c;--gold-soft:#fdf5e3;--side:#fff;--side-ink:#334155;--green:#16a34a;--amber:#d97706;--red:#dc2626;--blue:#2563eb;--radius:12px;color:var(--ink);font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;font-size:14px}*{box-sizing:border-box}body{background:var(--bg);margin:0}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}h1{margin:0;font-size:22px}h3{margin:0 0 12px;font-size:15px}.muted{color:var(--muted)}.sm{font-size:12px}.center{text-align:center}.center-screen{height:100vh;color:var(--muted);place-items:center;display:grid}input,select,textarea{font:inherit;color:inherit;border:1px solid var(--line);background:#fff;border-radius:8px;min-width:0;padding:8px 10px}input:focus,select:focus,textarea:focus{outline:2px solid var(--brand-soft);border-color:var(--brand)}input:disabled{background:#f3f4f6}.btn{font:inherit;cursor:pointer;border:1px solid var(--line);color:var(--ink);white-space:nowrap;background:#fff;border-radius:8px;justify-content:center;align-items:center;gap:6px;padding:8px 14px;font-weight:500;display:inline-flex}.btn:hover{background:#f9fafb;text-decoration:none}.btn:disabled{opacity:.5;cursor:not-allowed}.btn.primary{background:var(--brand);border-color:var(--brand);color:#fff}.btn.primary:hover{background:var(--brand-2)}.btn.danger{color:var(--red);border-color:#fecaca}.btn.ghost{background:0 0;border-color:#0000}.btn.sm{padding:5px 10px;font-size:12px}.btn.block{width:100%;padding:11px}.btn.wa{color:#15803d;background:#f0fdf4;border-color:#bbf7d0}.linkish{color:var(--brand);cursor:pointer;font:inherit;text-align:left;background:0 0;border:0;padding:0}.link-sm{font-size:13px}.shell{min-height:100vh;display:flex}.sidebar{background:var(--side);width:240px;color:var(--side-ink);border-right:1px solid var(--line);flex-direction:column;flex-shrink:0;height:100vh;padding:18px 12px;display:flex;position:sticky;top:0}.brand{align-items:center;gap:10px;padding:0 8px 20px;display:flex}.brand-mark{object-fit:contain;flex-shrink:0;width:40px;height:40px}.brand-name{letter-spacing:3px;color:var(--brand-deep);font-size:17px;font-weight:800;line-height:1.1}.brand-name .gold,.gold{color:var(--gold)}.brand-sub{letter-spacing:5.5px;color:var(--gold);font-size:10px;font-weight:700}.brand.compact{padding:0}.brand.compact .brand-mark{width:30px;height:30px}.brand.compact .brand-name{font-size:14px}.sidebar nav{flex-direction:column;flex:1;gap:1px;margin:0 -4px;padding:0 4px;display:flex;overflow-y:auto}.nav-group{letter-spacing:1px;text-transform:uppercase;color:#94a3b8;padding:12px 12px 4px;font-size:10px;font-weight:700}.nav-item{color:var(--side-ink);border-radius:8px;align-items:center;gap:10px;padding:8px 12px;display:flex}.nav-item:hover{background:#f1f5f9;text-decoration:none}.nav-item.active{background:var(--brand);color:#fff;box-shadow:inset 3px 0 0 var(--gold)}.sidebar-foot{border-top:1px solid var(--line);flex-direction:column;gap:8px;padding-top:12px;display:flex}.sidebar-foot .btn{color:var(--side-ink)}.me{color:var(--ink);border-radius:8px;align-items:center;gap:10px;padding:6px 8px;display:flex}.me:hover{background:#f1f5f9;text-decoration:none}.me small{color:var(--muted);font-size:11px;display:block}.avatar{background:var(--gold-soft);width:32px;height:32px;color:var(--gold);border:1px solid #f0d9a6;border-radius:50%;place-items:center;font-weight:700;display:grid}.main{flex:1;min-width:0}.topbar{border-bottom:1px solid var(--line);z-index:30;background:#fff;align-items:center;gap:14px;padding:10px 28px;display:flex;position:sticky;top:0}.topbar-brand,.menu-btn{display:none}.menu-btn{color:var(--brand-deep);cursor:pointer;background:0 0;border:0;padding:4px}.global-search{border:1px solid var(--line);color:var(--muted);background:#f3f5f9;border-radius:10px;flex:0 420px;align-items:center;gap:8px;padding:0 12px;display:flex}.global-search input{background:0 0;border:0;outline:none;flex:1;padding:9px 0}.topbar-actions{align-items:center;gap:6px;margin-left:auto;display:flex}.top-link{border-radius:8px;align-items:center;gap:6px;padding:7px 12px;font-size:13px;font-weight:500;display:inline-flex}.top-link:hover{background:var(--brand-soft);text-decoration:none}.icon-btn{width:38px;height:38px;color:var(--brand-deep);cursor:pointer;background:0 0;border:0;border-radius:10px;place-items:center;display:grid;position:relative}.icon-btn:hover{background:#f1f5f9}.dot-count{background:var(--red);color:#fff;border:2px solid #fff;border-radius:9px;place-items:center;min-width:17px;height:17px;padding:0 4px;font-size:10px;font-weight:700;display:grid;position:absolute;top:3px;right:3px}.bell{position:relative}.dropdown{border:1px solid var(--line);z-index:60;background:#fff;border-radius:12px;width:340px;max-height:70vh;position:absolute;top:46px;right:0;overflow:auto;box-shadow:0 12px 32px #0f172a26}.dropdown-head{border-bottom:1px solid var(--line);background:#fff;justify-content:space-between;align-items:center;padding:12px 14px;display:flex;position:sticky;top:0}.notif{text-align:left;border:0;border-bottom:1px solid var(--line);cursor:pointer;width:100%;font:inherit;background:0 0;flex-direction:column;gap:2px;padding:10px 14px;display:flex}.notif:hover{background:#f9fafb}.notif.unread{background:var(--brand-soft)}.notif span{color:#374151;font-size:12px}.notif small{color:var(--muted);font-size:11px}.scrim,.bottom-nav{display:none}.content{max-width:1400px;padding:24px 28px 48px}.page-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:20px;display:flex}.page-head p{margin:4px 0 0}.page-actions{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);margin-bottom:16px;padding:18px}.card.flush{padding:0;overflow:hidden}.card-head{justify-content:space-between;align-items:baseline;display:flex}.card-head.pad{padding:16px 18px 0}.grid-2{grid-template-columns:1fr 1fr;align-items:start;gap:16px;display:grid}.grid-2>.card{margin-bottom:0}.grid-2.wide-left{grid-template-columns:1.4fr 1fr}.grid-2+.card,.card+.grid-2{margin-top:16px}.grid-2>div>.card:last-child{margin-bottom:0}.stats{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-bottom:16px;display:grid}.stat{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);border-top:3px solid var(--brand);color:inherit;padding:16px}.stat.link:hover{text-decoration:none;box-shadow:0 2px 8px #0000000f}.stat.green{border-top-color:var(--green)}.stat.amber{border-top-color:var(--gold)}.stat.blue{border-top-color:var(--blue)}.stat.red{border-top-color:var(--red)}.stat-label{color:var(--muted);text-transform:uppercase;letter-spacing:.5px;font-size:12px}.stat-value{font-variant-numeric:tabular-nums;margin:6px 0 2px;font-size:24px;font-weight:700}.stat-sub{color:var(--muted);font-size:12px}.pipeline{grid-template-columns:repeat(8,1fr);gap:8px;display:grid}.pipe{text-align:center;color:inherit;border:1px solid var(--line);background:#f9fafb;border-radius:10px;padding:12px 10px}.pipe:hover{border-color:var(--brand);text-decoration:none}.pipe b{font-size:20px;display:block}.pipe span{color:var(--muted);font-size:11px}.badge{text-transform:capitalize;white-space:nowrap;color:#374151;background:#f3f4f6;border-radius:999px;padding:2px 9px;font-size:11px;font-weight:600;display:inline-block}.st-new{color:#4338ca;background:#eef2ff}.st-contacted{color:#0369a1;background:#e0f2fe}.st-docs_pending{color:#b45309;background:#fef3c7}.st-login_done{color:#6d28d9;background:#ede9fe}.st-under_review{color:#be185d;background:#fce7f3}.st-approved{color:#15803d;background:#dcfce7}.st-disbursed{color:#fff;background:#16a34a}.st-rejected{color:#b91c1c;background:#fee2e2}.st-dropped{color:#6b7280;background:#f3f4f6}.pipe.st-disbursed span{color:#dcfce7}.kyc-verified,.pay-paid{color:#15803d;background:#dcfce7}.kyc-pending,.pay-pending{color:#b45309;background:#fef3c7}.kyc-rejected,.pay-rejected{color:#b91c1c;background:#fee2e2}.pay-approved{color:#1d4ed8;background:#dbeafe}.tag{background:var(--brand-soft);color:var(--brand);text-transform:uppercase;border-radius:4px;margin-left:6px;padding:1px 6px;font-size:10px;font-weight:600;display:inline-block}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%}th{text-align:left;text-transform:uppercase;letter-spacing:.5px;color:var(--muted);border-bottom:1px solid var(--line);white-space:nowrap;background:#f9fafb;padding:10px 14px;font-size:11px;font-weight:600}td{border-bottom:1px solid var(--line);vertical-align:top;padding:10px 14px}tr:last-child td{border-bottom:0}tbody tr:hover{background:#fafafa}.card:not(.flush) th{background:0 0;padding-left:0}.card:not(.flush) td{padding-left:0}.overdue{color:var(--red);font-weight:600}.pager{border-top:1px solid var(--line);justify-content:center;align-items:center;gap:12px;padding:12px;display:flex}.empty{text-align:center;color:var(--muted);padding:40px}.bar{vertical-align:middle;background:#f3f4f6;border-radius:3px;width:70px;height:6px;margin-right:6px;display:inline-block}.bar span{background:var(--green);border-radius:3px;height:100%;display:block}.filters{flex-wrap:wrap;align-items:center;gap:8px;padding:12px;display:flex}.filters input:first-child{flex:240px}.check{cursor:pointer;align-items:flex-start;gap:6px;display:inline-flex}.chips{flex-wrap:wrap;gap:8px;margin-bottom:16px;display:flex}.chip{border:1px solid var(--line);cursor:pointer;font:inherit;text-transform:capitalize;background:#fff;border-radius:999px;padding:6px 14px;font-size:13px}.chip.on{background:var(--brand);border-color:var(--brand);color:#fff}.form-grid{grid-template-columns:1fr 1fr;gap:14px;display:grid}.form-grid.one{grid-template-columns:1fr}.span-2{grid-column:span 2}.form-grid.one .span-2{grid-column:auto}.field{flex-direction:column;gap:5px;display:flex}.field>span{color:#374151;font-size:12px;font-weight:500}.form-section{border-top:1px solid var(--line);margin:22px 0 12px;padding-top:16px}.form .form-section:first-child{border:0;margin-top:0;padding-top:0}.form-actions{justify-content:flex-end;gap:8px;margin-top:18px;display:flex}.form-grid .form-actions{margin-top:4px}.alert{border-radius:8px;margin:10px 0;padding:10px 12px;font-size:13px}.alert.error{color:#b91c1c;background:#fef2f2;border:1px solid #fecaca}.alert.info{background:var(--brand-soft);color:#3730a3;border:1px solid #c7d2fe}.alert.success{color:#166534;background:#f0fdf4;border:1px solid #bbf7d0;padding:18px}.alert.success h3{margin:0 0 6px}.inline-form{border-top:1px dashed var(--line);flex-wrap:wrap;gap:8px;margin-top:12px;padding-top:12px;display:flex}.inline-form input[type=file]{flex:1;padding:5px}.stepper{gap:4px;display:flex;overflow-x:auto}.step{color:var(--muted);text-align:center;flex-direction:column;flex:1;align-items:center;gap:6px;min-width:80px;font-size:11px;display:flex;position:relative}.step:before{content:"";background:var(--line);z-index:0;height:2px;position:absolute;top:13px;left:-50%;right:50%}.step:first-child:before{display:none}.step.done:before,.step.current:before{background:var(--green)}.step .dot{border:2px solid var(--line);z-index:1;background:#fff;border-radius:50%;place-items:center;width:28px;height:28px;font-weight:700;display:grid}.step.done .dot{background:var(--green);border-color:var(--green);color:#fff}.step.current .dot{border-color:var(--brand);color:var(--brand);box-shadow:0 0 0 4px var(--brand-soft)}.step.current{color:var(--ink);font-weight:600}.kv{grid-template-columns:150px 1fr;gap:8px 12px;margin:0;display:grid}.kv dt{color:var(--muted)}.kv dd{text-transform:none;margin:0}.docs{flex-direction:column;gap:8px;margin:0;padding:0;list-style:none;display:flex}.docs li{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.docs .tag{margin:0}.note-form{flex-direction:column;align-items:flex-end;gap:6px;margin-bottom:14px;display:flex}.note-form textarea{width:100%}.timeline{border-left:2px solid var(--line);margin:0;padding:0 0 0 16px;list-style:none}.timeline li{padding:0 0 16px 12px;position:relative}.timeline li:before{content:"";border:2px solid var(--brand);background:#fff;border-radius:50%;width:12px;height:12px;position:absolute;top:3px;left:-23px}.timeline li.tl-note:before{border-color:var(--amber)}.timeline li.tl-document:before{border-color:var(--green)}.timeline p{white-space:pre-wrap;margin:4px 0}.tl-type{text-transform:capitalize;font-size:12px}.product-grid{grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px;display:grid}.product{border:1px solid var(--line);border-radius:var(--radius);background:#fff;flex-direction:column;gap:8px;padding:16px;display:flex}.product.inactive{opacity:.6}.product p{margin:0}.product-top{align-items:center;gap:12px;display:flex}.product-name{font-weight:700}.bank-logo{background:var(--brand-soft);width:44px;height:44px;color:var(--brand);border-radius:10px;flex-shrink:0;place-items:center;font-size:13px;font-weight:800;display:grid}.earn{background:var(--gold-soft);color:#9a6a0c;border-radius:8px;padding:6px 12px;font-size:16px;font-weight:800;line-height:1.1}.earn small{letter-spacing:1px;font-size:9px;font-weight:700;display:block}.features{margin:0;padding-left:18px;font-size:13px}.features li{margin:2px 0}.features li::marker{content:"✓  ";color:var(--green)}.product-actions{border-top:1px solid var(--line);flex-wrap:wrap;gap:6px;margin-top:auto;padding-top:8px;display:flex}.modal-bg{z-index:50;background:#0f172a80;place-items:center;padding:16px;display:grid;position:fixed;inset:0}.modal{background:#fff;border-radius:14px;width:100%;max-width:620px;max-height:90vh;padding:20px;overflow:auto}.modal-head{justify-content:space-between;align-items:center;margin-bottom:14px;display:flex}.modal-head h3{margin:0}.login-page{grid-template-columns:1.1fr 1fr;min-height:100vh;display:grid}.login-hero{background:radial-gradient(circle at 20% 30%, #0b4fc9, var(--brand-deep) 70%);color:#dbe5ff;flex-direction:column;justify-content:center;padding:60px;display:flex}.login-hero h2{color:#fff;max-width:460px;margin:30px 0 16px;font-size:30px}.login-hero ul{padding-left:18px;line-height:2}.login-hero li::marker{color:#e8b44a}.login-logo{border-bottom:3px solid var(--gold);background:#f7f7f7;border-radius:20px;align-self:flex-start;padding:18px 22px;box-shadow:0 10px 30px #00000040}.login-logo img{width:auto;height:150px;display:block}.login-card-brand{padding:0 0 6px}.login-card{flex-direction:column;place-self:center;gap:14px;width:100%;max-width:380px;padding:24px;display:flex}.login-card p{margin:-8px 0 6px}.apply-page{background:linear-gradient(180deg, var(--brand-deep), var(--brand) 220px, var(--bg) 220px);place-items:start center;min-height:100vh;padding:24px 16px;display:grid}.apply-card{border:1px solid var(--line);background:#fff;border-radius:16px;flex-direction:column;gap:14px;width:100%;max-width:560px;padding:24px;display:flex;border-top:4px solid var(--gold)!important}.apply-card .brand{padding:0}.apply-product{align-items:center;gap:12px;display:flex}.apply-product h2{margin:0;font-size:18px}.pill{border-radius:999px;margin-top:4px;padding:1px 8px;font-size:11px;font-weight:700;display:inline-block}.pill.green{color:#15803d;background:#dcfce7}.pill.blue{color:#1d4ed8;background:#dbeafe}.pill.red{color:#b91c1c;background:#fee2e2}.pill.amber{background:var(--gold-soft);color:#9a6a0c}.stat.gold{border-top-color:var(--gold)}.services{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}.service{border:1px solid var(--line);text-align:center;border-radius:12px;flex-direction:column;align-items:center;transition:box-shadow .15s,transform .15s;display:flex;overflow:hidden}.service:hover{transform:translateY(-2px);box-shadow:0 6px 16px #0b3aa41a}.service-icon{padding:16px 0 6px;font-size:34px}.service-name{padding:0 6px 12px;font-size:13px;font-weight:600}.service-actions{background:var(--brand-soft);width:100%;margin-top:auto;display:flex}.service-actions a{white-space:nowrap;flex:1;padding:8px 2px;font-size:11px;font-weight:600}.service-actions a:first-child{color:var(--ink);border-right:1px solid #c7d2fe}.attention{background:#fff7f5;border-color:#fde2d9}.attention ul{margin:0;padding:0;list-style:none}.attention li a{color:inherit;border-bottom:1px dashed #fad4c8;align-items:center;gap:12px;padding:10px 0;display:flex}.attention li:last-child a{border-bottom:0}.attention li a:hover{text-decoration:none}.attention b{color:var(--brand);font-size:13px;display:block}.attention small{color:#475569;font-size:12px}.attention .arrow{color:#f97316;margin-left:auto;font-size:18px}.dot-status{background:#cbd5e1;border-radius:50%;flex-shrink:0;width:10px;height:10px}.dot-status.on{background:#f97316;box-shadow:0 0 0 4px #ffedd5}table.mini th,table.mini td{padding:8px 0}.refer{background:linear-gradient(120deg, var(--brand-soft), #fff 70%);border-color:#c7d2fe;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;display:flex}.refer h3{margin-bottom:4px}.refer p{margin:0 0 8px}.refer code{word-break:break-all;background:#fff;border:1px solid #c7d2fe;border-radius:6px;padding:6px 10px;font-size:12px;display:inline-block}.refer-actions{flex-wrap:wrap;gap:8px;display:flex}.recent{margin:0;padding:0;list-style:none}.recent a{border-bottom:1px solid var(--line);color:inherit;align-items:center;gap:10px;padding:9px 0;display:flex}.recent li:last-child a{border-bottom:0}.recent a:hover{background:#fafafa;text-decoration:none}.recent-icon{font-size:20px}.recent-main{flex:1;min-width:0}.recent-main b,.recent-main small{text-overflow:ellipsis;white-space:nowrap;display:block;overflow:hidden}.recent-main small{color:var(--muted);font-size:12px}.tabs{border-bottom:1px solid var(--line);scrollbar-width:thin;gap:4px;margin-bottom:14px;display:flex;overflow-x:auto}.tab{font:inherit;color:#475569;cursor:pointer;white-space:nowrap;background:0 0;border:0;border-bottom:2px solid #0000;align-items:center;gap:6px;padding:10px 12px;font-size:13px;display:inline-flex}.tab.on{color:var(--brand);border-bottom-color:var(--brand);font-weight:600}.tab .count{color:#475569;background:#f1f5f9;border-radius:999px;padding:1px 8px;font-size:11px;font-weight:700}.tab.on .count{background:var(--brand);color:#fff}.tab.alert-tab .count{background:var(--gold);color:#fff}.seg{border:1px solid var(--line);background:#fff;border-radius:8px;display:inline-flex;overflow:hidden}.seg button{font:inherit;cursor:pointer;background:0 0;border:0;padding:7px 14px;font-size:13px}.seg button+button{border-left:1px solid var(--line)}.seg button.on{background:var(--brand);color:#fff}.bulkbar{background:var(--brand-deep);color:#fff;border-radius:10px;align-items:center;gap:10px;margin-bottom:12px;padding:10px 14px;display:flex}.bulkbar .btn.ghost{color:#fff}tr.sel td{background:var(--brand-soft)}.action-cell{max-width:220px}.action-remark{color:#9a3412;background:#fff7ed;border:1px solid #fed7aa;border-radius:6px;padding:3px 8px;font-size:12px;display:inline-block}.nowrap{white-space:nowrap}.alert.warn{color:#9a3412;background:#fff7ed;border:1px solid #fed7aa}.skipped{margin:6px 0 0;padding-left:18px;font-size:12px}table.matrix td:first-child,table.matrix th:first-child{background:#fff;position:sticky;left:0}table.matrix th:first-child{background:#f9fafb}.task-list{flex-direction:column;gap:10px;display:flex}.task{justify-content:space-between;align-items:center;gap:12px;margin:0;display:flex}.task p{margin:6px 0 0}.task-meta{flex-wrap:wrap;align-items:center;gap:10px;margin-top:6px;display:flex}.task-actions{flex-wrap:wrap;gap:6px;display:flex}.tag.plain{color:#334155;text-transform:none;background:#f1f5f9;margin:0 4px 4px 0;font-weight:500}.tag.pitch{color:#15803d;text-transform:none;background:#f0fdf4;margin:0 4px 4px 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var(--gold));height:120px}.p2 .podium-block{height:90px}.p3 .podium-block{height:64px}.podium-step.me b{color:var(--brand)}.media-grid{grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px;display:grid}.media{border:1px solid var(--line);background:#fff;border-radius:12px;flex-direction:column;display:flex;overflow:hidden}.media-thumb{aspect-ratio:1;cursor:zoom-in;background:#f1f5f9;border:0;place-items:center;padding:0;display:grid}.media-thumb img{object-fit:cover;width:100%;height:100%;display:block}.media-file{color:var(--muted);font-weight:800}.media-body{flex-direction:column;gap:4px;padding:10px 12px;display:flex}.media-actions{gap:6px;margin-top:6px;display:flex}.chip-select{border-radius:999px;padding:6px 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